Is Currensea Bank A Credit Card – The UK’s first direct debit travel card

I recently started a whirlwind three-month journey across 7 varied nations.  FAQ 1: Is Currensea Bank A Credit Card …

one continuous companion on this extraordinary experience was my Currensea Card. As I take a seat to assess my experiences, it’s clear that this card made my worldwide escapade even more enjoyable and seamless.

My journey began in the dynamic streets of Tokyo, Japan. As I navigated through the neon-lit lanes of Shibuya, the Currensea Card ensured I paid no more than necessary for my sushi banquets and elegant keepsakes. I even ventured into a conventional tea shop near Senso-ji Temple in Asakusa, using the card to sample the finest matcha tea while appreciating the peaceful ambiance.

Next, I found myself strolling along the historic canals of Amsterdam, Netherlands. The card’s transparent currency conversion rates spared me the misery of hidden charges, and I indulged in Dutch cheeses at a local market. I ventured into the Rijksmuseum and appreciated Rembrandt’s masterpieces without the worry of exchange rate changes.

From Europe, I made my method to the romantic city of Paris. The Eiffel Tower sparkled during the night as I dined at a lovely restaurant, utilizing my Currensea Card with confidence. The Seine River cruise was a magical experience, and I had comfort knowing I would not be charged excessive foreign transaction fees for booking it.

As I continued my journey, I discovered myself in Marrakech, Morocco, where the vibrant markets and fragrant spice shops beckoned. I haggled for treasures like a pro, and the card’s real-time currency exchange rate made it easy to understand precisely how much I was investing.

When I checked out the ancient ruins of Machu Picchu in Peru, the experience took an adventurous turn. The Currensea Card worked perfectly here, too, allowing me to appreciate the marvel of the world without the problem of high conversion rates.

In Rio de Janeiro, Brazil, I sambaed my way through the vibrant streets of Lapa and checked out the renowned Christ the Redeemer statue. The card’s affordable currency conversion kept my budget in check as I enjoyed caipirinhas and danced the night away.

As my journey neared its end in the dynamic streets of Istanbul, Turkey, I was again appreciative for the Currensea Card. The Grand Exchange and heaven Mosque beckoned, and the card made navigating the maze-like markets a breeze.

Throughout my three-month odyssey, the Currensea Card was not just a convenient financial tool; it was a trusted travel companion. Every landmark I went to and every store I got in ended up being part of a story that was made all the more pleasurable by this great travel card.

 

is, effectively, a direct debit travel card. It is a Mastercard which sits between you and your existing bank account. There is nothing to top-up or prepay. You simply invest as you would on a regular debit card and the money is drawn from your bank account– simply without the usual 3% fee.

Oh, and  is totally free to obtain, which likewise assists.

There are likewise some fascinating travel advantages if you pick a paid strategy, however the totally free strategy works fine. You can apply here.

There is a business model in fintech which Curve, Revolut, Monzo and so on have all followed:

launch by doing one thing well, and free of charge or less expensive than the competition
include more and more features which your existing customers don’t really desire or require

include costs, limitations or charges to the function that made people get your product in the first place, removing any competitive advantage
is presently still in Phase 1 of this procedure and will ideally stay there. Revolut, curve and monzo are currently in Stage 3 …
is simple enough that it passes my ‘Can you discuss it to your mate in the bar in 30 seconds?’ test:

It is a free direct debit card to use abroad and which instantly recharges all purchases to your existing bank account in Sterling, less a little 0.5% cost.

That’s it.

You do not (yet …) make any airline company miles or points for using it.

Why would I wish to get a card?

Thankfully recently a handful of fantastic travel debit cards have actually popped onto the scene … and like other terrific cards  guarantees big cost savings (85%) and a great app. Is Currensea Bank A Credit Card.